What Is A Public Adjuster and Why You Need One

You may have just had property damage at your home or business. Now all of your friends and family keep telling you to hire a public adjuster. But what is a public adjuster?

A public adjuster is someone that represents the homeowner in an insurance loss. They are not employed by the insurance company; they work on the homeowner’s behalf. They negotiate with your insurance company in order to obtain the highest possible amount of money to get the property back to its prior condition before the loss took place. From the moment you call until the very last paycheck is in your hands, your public adjuster is there to handle your claim every step of the way.

Why Should I Hire A Public Adjuster?

Public adjusters are well-educated when it comes to looking at your homeowner’s insurance policy to determine what can be covered after a loss. They will also properly assess your damages so that you will get all that you deserve from your claim. When hiring a public adjuster, they take out a small portion of the settlement from your insurance company as their fee for representing you.

The most beneficial part of hiring a public adjuster is the payout you receive when your claim has been settled. In a research study conducted by OPPAGA (The Office of Program Policy Analysis and Government Accountability), they found that using a public adjuster can get you, on average, 747% more money than what you would get if you did not have a public adjuster as representation. Another great benefit is that they can still help you even after your claim has been closed!

The most obvious reason, as previously stated, is the payout that you will get when you have someone on your side versus filing your claim without any representation. Public adjusters are professional and experienced when it comes to negotiating with insurance companies and assessing any sort of peril to a home. They will use the most advanced technology and techniques to properly assess the damages at your property. Going through the insurance claim process on your own could end up costing you rather than saving you money.

Overall, using a public adjuster will save you time, money, and keep you free of stress. If your insurance company doesn’t give you enough money for your insurance claim, you could be looking at a long and painstaking process of fighting for the money you deserve. However, if you use a public adjuster, you have someone on your side with experience and knowledge, making the whole process and expedited breeze for both you and your insurance company.

Why Choose Performance Adjusting?appraising a claim in rhode island

At Performance Adjusting, we hope the best for you and your home, but if you experience any sort of damage to your property, please do not hesitate to give us a call. We have years of experience and an extremely talented team of adjusters who are more than happy to represent you against your insurance company. Although we are not able to prevent damage from occurring to your home, we can guarantee that we will be there for you for your entire claim process when you choose Performance Adjusting for your public adjusting needs!

If you have any questions about a claim you have had or about our services in general, we would love to connect with you! Click here to contact us.

Contact Performance Adjusting for Free Consultation

Public adjusters offer many benefits to property owners. Besides helping you file an insurance claim, adjusters can negotiate the best possible results and take the load off your shoulders. However, it’s crucial to partner with a public adjuster that represents your interests.

Performance Adjusting is a leading public adjusting firm licensed to practice in four states — Rhode Island, Massachusetts, Connecticut and Florida. We provide practical solutions by dedicating trained professionals to each client. We aim to get customers the highest possible value for their claims. Take advantage of our free consultation and call 401-724-9111 today!

Performance Adjusting icon


We handle your property damage insurance claim so that you don’t have to. Since 2005, we’ve been getting homeowners and business owners the most money for their property damage all while they sit back and relax. The best part of it all? There are no upfront costs or hidden fees, we only get paid when you get paid.

Your insurance company has an adjuster on their side, so why shouldn't you?


Check us out on social media

RI Restoration Logo WHITE

Rhode Island's top-rated property damage restoration company.

Open 24/7, 365 days a year.

We can help with your...

More blogs

Share this blog to help your friends & family get the most for their insurance claim!