Rhode Island’s Most Trusted Public Adjusters

Water Damage Insurance Claim in RI

Water damage to your home or business creates stress. Whether you’re dealing with a flooded basement, burst pipe or roof leak, you’re facing costly repairs and a complex insurance claim process. Your insurance company will have an adjuster assess the damage — but that adjuster doesn’t work for you. Their goal is to minimize what the company pays out, which often means you receive far less than your claim is worth.

Performance Adjusting’s water damage public adjusters will work exclusively for you. We handle the entire claims process from start to finish, using advanced assessment techniques and aggressive negotiation to secure the maximum settlement for your property damage. You focus on getting back to normal while we fight for every dollar you deserve.

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Your Insurance Company's Goal Is to Pay You Less

When you file a water damage insurance claim in Rhode Island, the insurance company assigns an adjuster to evaluate your property. That adjuster’s job is to protect the insurer’s bottom line by reducing your payout, so they may overlook hidden damage like compromised electrical wiring, moisture trapped in walls or structural issues that will cost thousands to repair. They use complex policy language to confuse you and pressure you into accepting a lowball settlement before you understand the full extent of your losses.

Without an expert water damage insurance adjuster on your side, you risk leaving money on the table — money you’re entitled to under your policy. The longer you wait to get professional help, the harder it becomes to document damage and build a strong claim.

Get Expert Water Damage Claim Assistance at Any Stage

Performance Adjusting provides expert water damage claim assistance, whether you’re discovering the damage or you’ve already started the claims process. Even if you’ve already completed repairs or received a settlement, we can still fight for additional compensation within your policy’s statute of limitations.

Our licensed public adjusters meticulously document your water damage, prepare detailed estimates that account for all repair costs and handle all communication with your insurance company. We negotiate aggressively to secure the highest possible settlement, taking only a 10% fee after you receive your payout. Since we only win when you win, you can trust we’re fighting for your best interests.

Request Your Free Water Damage Consultation Now

Having professionals on your side means you don’t have to leave money on the table or struggle through the water damage claim process alone. Performance Adjusting offers a free, no-obligation consultation to review your water damage insurance claim. We’ll assess your situation, explain your rights and outline how we can maximize your settlement.

Our team is available 24/7 to answer your questions and get started on your claim. Call us today at 401-724-9111 for your free water damage consultation, or fill out our online form and we’ll contact you promptly.

Since we only win when you win, rest assured that we will be on top of our game.

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Our Public Adjusting Process

Insurance Policy Review

First, our team performs a thorough analysis of your insurance policy to determine how we can help you financially recover as quickly (and economically) as possible.

Temporary Relocation

If you need a place to stay, we will find one. In the event that your home is deemed “unsafe to inhabit”, we’ll connect you with a cozy temporary home.

On-Site Analysis

Using our advanced technology and techniques, we visit the site to prepare a detailed estimate of the reparation costs and physical losses.

Photo Inventory

While on site, we document everything to prove to the insurance companies that our estimates are fair and accurate.

Legal Communications

We handle all of the communication with the insurance company. Seriously. You won’t get a phone call, text, or email (Unless we need to reach you).

We Keep Fighting

Insurance companies can be pesky, but we won’t back down. We will fight for every aspect of your claim, including dwelling (the physical structure of your home), other structures on your property (fences, sheds, garages), damaged contents, and loss of use (additional living expenses, business interruption, etc.)

You can reach us any day, any time. Request a FREE consultation, for your water damage insurance claim in RI and we will get right back to you.

What’s a Public Adjuster, and why do I need one for water damage ri?

That’s a great question. We are a team of specialists who deal with insurance claim policies related to property damage. When your home, business, or other property is impacted by fire, water, or other forms of damage, we come in and take the claims process off of your hands to ensure that you get the most money possible. Many people don’t understand how much they are eligible for in damages, and end up losing hundreds to thousands of dollars in the process. We offer free in-home consultations to assess the damages, then handle the entire communications process to take the stress off of your shoulders. Once the claim is approved, we receive a small share of the settlement, and you get your home & life back. Find an area we serve near you today!

Frequently Asked Questions

Mold growth can quickly grow from moist & damp areas, posing a risk to you, your family, or your employees. Also, electrical fires or structural damage may ensue when left unrestored.

Electrical fires are the leading cause of most house fires. Many old homes and buildings contain knob and tube wiring that are not up to date with today’s building codes. This wiring can often cause fires if it malfunctions. Although this is true, even modern-day wiring can spark at any time, which is why it is critical to make sure you have the correct insurance policy to cover a fire peril. When your wiring is soaked or otherwise compromised by water damage, the risk of complications skyrockets. 

An assessment by a professional contents adjuster is instrumental in deciding what can be kept and what should be disposed of. Call Performance Adjusting any time for a free consultation.

This all depends on the severity of the water damage. Each occurance yields a different outcome. Damages may appear later during the reconstruction process that were not initially visible. Therefore, it is critical to retain a public adjuster for water damage in RI. Performance Adjusting will fight for you within your two-year statute of limitations. We are here to fight for you whether it be the inception of the claim, or one year down the road when supplemental funds are needed.

As you continue to complete repairs, keep invoices, receipts, and checks. Some insurance companies require photos of the completed work. Our advice to all insureds is that from day one of your water damage claim, keep records of everything. With proper record keeping, Performance Adjusting can assist you in recovering your depreciation.

Ready to Get More Money for Your Water Damage Insurance Claim?