Rhode Island’s Most Trusted Public AdjusterS

SOAKING UP THE MESS

When your home or business suffers from any kind of water damage, the damage can ruin your property’s structural integrity, your furniture, and your finances. We take the stress out of the insurance process by handling it entirely, earning you the most money for your claim.

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your property has been affected by water damage. What now?

Whether your basement has flooded, or a burst pipe has led to a leak in your ceiling, water damage can pose a range of problems to your home or business. No matter the nature or severity of the damage, our experienced public adjusters can answer any questions or help determine the appropriate next steps.

The safety of you and your family is our #1 priority, and while water damage may not seem to pose an immediate threat to your property, these dangers may reveal themselves down the line. For example, pipe bursts can compromise the electrical wiring behind your walls, which often cause electrical fires. Although we are a public adjusting company, we partner with Rhode Island Restoration, a local disaster restoration company, allowing us to deploy a team of restoration specialists to ensure that your property does not endure any more damages. Then, we’ll deal with every aspect of the post-disaster process; from temporary housing relocation to the reconstruction of your home.

Most importantly, we handle the entire insurance claims process for you. All financial, legal, and logistical processes are managed by Our Team of trained experts that look to get you the highest possible settlement from your insurance provider. The Performance Adjusting team will use their proven techniques and technology to provide a detailed estimate of the damages, then communicate these damages to your insurance provider. Once we have earned you the settlement that you deserve, we take our 10% adjusters fee. 

Since we only win when you win, rest assured that we will be on top of our game.

Client Testimonials

our public adjusting process

insurance policy review

First, our team performs a thorough analysis of your insurance policy to determine how we can help you financially recover as quickly (and economically) as possible.

temporary relocation

If you need a place to stay, we will find one. In the event that your home is deemed “unsafe to inhabit”, we’ll connect you with a cozy temporary home.

on-site analysis

Using our advanced technology and techniques, we visit the site to prepare a detailed estimate of the reparation costs and physical losses.

photo inventory

While on site, we document everything to prove to the insurance companies that our estimates are fair and accurate.

legal communications

We handle all of the communication with the insurance company. Seriously. You won’t get a phone call, text, or email (Unless we need to reach you).

we keep fighting

Insurance companies can be pesky, but we won’t back down. We will fight for every aspect of your claim, including dwelling (the physical structure of your home), other structures on your property (fences, sheds, garages), damaged contents, and loss of use (additional living expenses, business interruption, etc.)

You can reach us any day, any time. Request a FREE consultation,
and we will get right back to you.

What’s a Public Adjuster, and why do I need one?

That’s a great question. We are a team of specialists who deal with insurance claim policies related to property damage. When your home, business, or other property is impacted by fire, water, or other forms of damage, we come in and take the claims process off of your hands to ensure that you get the most money possible. Many people don’t understand how much they are eligible for in damages, and end up losing hundreds to thousands of dollars in the process. We offer free in-home consultations to assess the damages, then handle the entire communications process to take the stress off of your shoulders. Once the claim is approved, we receive a small share of the settlement, and you get your home & life back.

Frequently Asked Questions

Mold growth can quickly grow from moist & damp areas, posing a risk to you, your family, or your employees. Also, electrical fires or structural damage may ensue when left unrestored.

Electrical fires are the leading cause of most house fires. Many old homes and buildings contain knob and tube wiring that are not up to date with today’s building codes. This wiring can often cause fires if it malfunctions. Although this is true, even modern-day wiring can spark at any time, which is why it is critical to make sure you have the correct insurance policy to cover a fire peril. When your wiring is soaked or otherwise compromised by water damage, the risk of complications skyrockets. 

An assessment by a professional contents adjuster is instrumental in deciding what can be kept and what should be disposed of. Call Performance Adjusting any time for a free consultation.

This all depends on the severity of the water damage. Each occurance yields a different outcome. Damages may appear later during the reconstruction process that were not initially visible. Therefore, it is critical to retain a public adjuster. Performance Adjusting will fight for you within your two-year statute of limitations. We are here to fight for you whether it be the inception of the claim, or one year down the road when supplemental funds are needed.

As you continue to complete repairs, keep invoices, receipts, and checks. Some insurance companies require photos of the completed work. Our advice to all insureds is that from day one of your water damage claim, keep records of everything. With proper record keeping, Performance Adjusting can assist you in recovering your depreciation.

Ready to Get More Money for Your Water Damage Claim?