With over 15 years of public adjusting experience, we guarantee that your property is in expert hands. From start to finish, Performance Adjusting works to get you the most money from your insurance provider.
Performance Adjusting
Vandalism to your Rhode Island property creates two crises at once. The first is physical damage — broken windows, graffiti and destroyed inventory — and the second is financial, starting when you file a vandalism damage insurance claim in RI.
Your insurance company’s adjuster will arrive within 24 hours with one goal — to minimize what you’re owed. Performance Adjusting public insurance adjusters will maximize your payout, coordinate property protection and handle every step. You pay nothing up front — our 10% fee comes only from your settlement.
Insurance companies treat vandalism claims with high scrutiny, looking for reasons to reduce your vandalism insurance coverage or deny claims.
Their tactics are predictable. They may say that graffiti damage to your property is merely cosmetic and doesn’t affect structural integrity or claim that fixtures can be repaired instead of replaced, potentially cutting reimbursement by 60% or more. They may cite inadequate security — missing locks, broken lighting and lack of surveillance — shifting liability from the insurer. They could lowball contents damage, often offering pennies on the dollar.
The risk of a vandalism claim being denied is real. Once denied, recovery becomes exponentially harder, and the insurance company’s initial assessment becomes the baseline for future negotiations. Early action matters. The first 48 hours determine your settlement outcome. As a property owner, your best bet for lowering your risk of being vandalized in the future is to hire expert representation immediately.
Your insurance company’s adjuster works for the insurer, not you. Their job is to protect their employer’s bottom line.
A vandalism insurance adjuster works exclusively for you, while Performance Adjusting represents your interests. We assess every dollar of damage, from obvious destruction to hidden issues adjusters miss. Our professionals photograph damage from multiple angles and document repair costs from licensed contractors. We know what vandalism in Rhode Island looks like and how insurers underpay these claims.
We document structural damage, contents losses, business interruption costs and code upgrades before handling all negotiations, pushing back on lowball offers. When insurers negotiate with experienced public adjusters, settlements increase.
Broken windows expose your property to weather, theft and additional damage. Graffiti invites repeat incidents. You need protection now.
It’s never too late to hire Performance Adjusting, even if repairs are complete or you’re working with another contractor. We can step in at any point to maximize your settlement. Rhode Island policies allow claim adjustments up to two years from the date of loss, sometimes longer.
Financial recovery is separate from physical recovery. You control both.
Maximize what your insurance company pays you. Performance Adjusting has secured maximum settlements for property owners for over 15 years. We’re available 24/7/365. Our public adjusters will document every dollar of damage and handle all communication. You risk nothing — we charge 10% only on money we recover, no up-front costs.
Call 401-724-9111 today for your free consultation and discover what your claim is worth.
First, our team performs a thorough analysis of your insurance policy to determine how we can help you financially recover as quickly (and economically) as possible.
If you need a place to stay, we will find one. In the event that your home is deemed “unsafe to inhabit”, we’ll connect you with a cozy temporary home.
Using our advanced technology and techniques, we visit the site to prepare a detailed estimate of the reparation costs and physical losses.
While on site, we document everything to prove to the insurance companies that our estimates are fair and accurate.
We handle all of the communication with the insurance company. Seriously. You won’t get a phone call, text, or email (Unless we need to reach you).
Insurance companies can be pesky, but we won’t back down. We will fight for every aspect of your claim, including dwelling (the physical structure of your home), other structures on your property (fences, sheds, garages), damaged contents, and loss of use (additional living expenses, business interruption, etc.)
You can reach us any day, any time. Request a FREE consultation,
and we will get right back to you.
That’s a great question. We are a team of specialists who deal with insurance claim policies related to property damage. When your home, business, or other property is impacted by fire, water, or other forms of damage, we come in and take the claims process off of your hands to ensure that you get the most money possible. Many people don’t understand how much they are eligible for in damages, and end up losing hundreds to thousands of dollars in the process. We offer free in-home consultations to assess the damages, then handle the entire communications process to take the stress off of your shoulders. Once the claim is approved, we receive a small share of the settlement, and you get your home & life back.
Vandalism is intentional damage done for the sake of damaging property, whereas malicious mischief's damage may not have been intentional.
In certain cases, property theft will be considered vandalism, but not always. Check with your insurance provider to determine whether you are covered for theft under your policy.
If your business had to close or otherwise had its operations interrupted by the vandalism, you may be eligible for business interruption. Check out our Business Interruption page for more information.
No, a tenant causing damage to their apartment is not considered vandalism because they are not a stranger to the home. These laws vary in some states, so check with your insurance provider to make sure.
Insurance providers require a certain level of "protective safeguards" to ensure that you're taking measures to protect your home or business during elongated periods of vacancy. Talk to your insurance providers about those measures to ensure that they are met, otherwise you may not be covered.
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The highest settlement for your residential or commercial insurance claim in Rhode Island, Massachusetts, Connecticut, and Florida. We take your stress away!