Vandalism is damaged to one’s property simply for the sake of causing damage. Malicious mischief, while similar, may not have been intentional. Unless the property has been unoccupied for more than 60 days, most insurance policies cover these incidents. Whether your property has been defaced by graffiti, thrown objects, or breaking and entering, we’ll help you earn the damage compensation that you deserve.
Vandalism can involve graffiti, thrown objects, breaking and entering, shootings, and other forms of debauchery. When your property is victim vandalization or malicious mischief, the first step is to call the police and file a report, as these incidents can not only lead to costly repairs, but may threaten the safety of those residing in your home or place of business.
Once you’ve been in touch with the police, reach out to Performance Adjusting to begin the restoration and claims process. Some forms of graffiti require urgent attention, which is why we partner with Rhode Island Restoration, allowing us to dispatch a team of restoration professionals at any time.
Along with the restoration experts, we’ll arrive promptly to the scene to assess the damages and begin the insurance claims process. Since 2005, our Performance Adjusting team has used proven methods to thoroughly assess and identify the damages to your property. After they have been assessed, we’ll communicate the damages to your insurance provider and handle the entire claims process, keeping you informed & in-the-loop throughout the whole process. Once you’ve earned the settlement that you deserve, we take our 10% adjusters fee.
I couldn’t be more pleased with Billy D’Amico and his crew!! They were punctual, pleasant, and knowledgeable. If I had questions they got back to me very quickly. The restoration crew came in like a SWAT team. After meeting with the insurance adjuster- they came back to the house because the adjuster had the figures way off. If it wasn’t for them, I would have never known exactly what I was entitled to for damages. After they left, my house was super clean and everything was put back in order. I have referred Billy and his team to all my friends. They take care of everything! Thank you PA!! I’m forever grateful!
Amazing company with great people. If you ever run into any home issues that are insurance related, you better call performance before doing anything. They are a beacon of light in the dark dark world of homeowner’s insurance. If you don’t know about performance adjusters you should. These guys have earned my business for life.
Bill came through at a very difficult time, the damage was much bigger than myself or my insurance company thought. If it weren't for this company, I would have lots of incurred expenses and out-of-pocket expenses My project was complete better than ever and was completely covered. Thanks again Bill!
First, our team performs a thorough analysis of your insurance policy to determine how we can help you financially recover as quickly (and economically) as possible.
Using our advanced technology and techniques, we visit the site to prepare a detailed estimate of the reparation costs and physical losses.
While on site, we document everything to prove to the insurance companies that our estimates are fair and accurate.
We handle all of the communication with the insurance company. Seriously. You won’t get a phone call, text, or email (Unless we need to reach you).
Insurance companies can be pesky, but we won’t back down. We will fight for every aspect of your claim, including dwelling (the physical structure of your home), other structures on your property (fences, sheds, garages), damaged contents, and loss of use (additional living expenses, business interruption, etc.)
You can reach us any day, any time. Request a FREE consultation,
and we will get right back to you.
That’s a great question. We are a team of specialists who deal with insurance claim policies related to property damage. When your home, business, or other property is impacted by fire, water, or other forms of damage, we come in and take the claims process off of your hands to ensure that you get the most money possible. Many people don’t understand how much they are eligible for in damages, and end up losing hundreds to thousands of dollars in the process. We offer free in-home consultations to assess the damages, then handle the entire communications process to take the stress off of your shoulders. Once the claim is approved, we receive a small share of the settlement, and you get your home & life back.
Vandalism is intentional damage done for the sake of damaging property, whereas malicious mischief's damage may not have been intentional.
In certain cases, property theft will be considered vandalism, but not always. Check with your insurance provider to determine whether you are covered for theft under your policy.
If your business had to close or otherwise had its operations interrupted by the vandalism, you may be eligible for business interruption. Check out our Business Interruption page for more information.
No, a tenant causing damage to their apartment is not considered vandalism because they are not a stranger to the home. These laws vary in some states, so check with your insurance provider to make sure.
Insurance providers require a certain level of "protective safeguards" to ensure that you're taking measures to protect your home or business during elongated periods of vacancy. Talk to your insurance providers about those measures to ensure that they are met, otherwise you may not be covered.