With over 15 years of public adjusting experience, we guarantee that your property is in expert hands. From start to finish, Performance Adjusting works to get you the most money from your insurance provider.
Performance Adjusting
Ice dams are ridges of ice that form along your roofline, preventing water and melting snow from draining. These ice formations can lead to various forms of damage, including harm to your shingles, gutters and spouts, or even leak into your rooms when they melt.. Our goal is to get you the most money possible to repair or replace your damaged roof.
While icicles hanging from your eaves can look beautiful, they can sometimes lead to the formation of unwanted ice dams. Ice dams are ridges of ice that form along your roofline, preventing water and melting snow from draining. These ice formations can lead to various forms of damage, including harm to your shingles, gutters and spouts, or even leak into your rooms when they melt.
At Performance Adjusting, we understand the stress that ice dam damage can cause. With over 15 years of experience dealing with these types of claims, we’re here to help you manage the entire process. Our goal is to get you the most money possible to repair or replace your damaged roof.
Ice dams typically form when a higher portion of your roof is warmer than a lower part, which happens due to nonuniform surface temperatures. Heat loss, uneven snow cover, icicles and wet insulation at a roof’s lower levels can all aid in ice dam formation.
Damage from ice dams begins when backed-up water finds its way into your home because it has nowhere else to go. This water can get inside your ceilings, insulation, walls and HVAC systems upon leaking through your roof. Standing water in these areas can lead to mold and mildew issues that are detrimental to human health and your structure’s integrity.
More damage will occur the longer standing water is present in these areas. Therefore, it’s essential to address any icing or standing water issues immediately. Here are several recommendations for ice dam prevention:
Our partners at Rhode Island Restoration specialize in the skills necessary to repair your roof and winterize your property. Pursuing this option is a worthwhile investment, especially in climates prone to excessive winter precipitation.
Most homeowners insurance policies cover ice dam-related damage. These expenses fall under the umbrella of harm caused by the weight of ice and snow. So long as you maintain your roof correctly, your insurance company will accept your claim for repairs involving ice dams.
However, insurance will not cover the charges to remove an ice dam if no damage has occurred. Other instances when insurance will not pay include:
At Performance Adjusting, we have the knowledge and expertise to examine your insurance policy to help you determine everything that’s covered.
Besides providing an initial analysis, Performance Adjusting simplifies the entire claim process by dealing with your insurance company directly, which translates to less stress and worry for you. Our job is to efficiently manage your claim while netting you the highest amount of funds to complete your roof repair or replacement.
Our six-step process involves:
Reviewing your insurance policy
Helping you find a temporary place to stay if you need it
Performing an on-site analysis of your property
Capturing a detailed photo inventory of the damage
Communicating directly with your insurance company
Following through until your claim is approved
We’re a public insurance adjuster who can help with your ice dam damage — that means we have no affiliation with your insurance company. Our only charges are 10% of your settlement fee, so it’s in our best interests to get you as much money back as possible.
You can reach us any day, any time. Request a FREE consultation, for your water damage insurance claim in RI and we will get right back to you.
By calling Performance Adjusting before you contact your insurance company, you’ll have peace of mind knowing we’ll take all the proper measures in pursuit of your claim. Our skilled team will eliminate all the guesswork. To get the process started, call us at 401-724-9111.
Yes. Although some factors depend on your insurance type and the specifics of the accident, we can assist with a claim for up to two years from the loss date. In some cases, we can even help after a claim payout.
There are risks to removing icicles yourself, especially if these formations are large. The best bet is to take the proper measures to prevent future icicles from occurring, like ensuring a uniform temperature over your roof's entire surface.
Some contractors specialize in the safe removal of ice dams. They can also advise you on the necessary measures to prevent future formations. For Rhode Island Residents we recommend the roofing specialists at Rhode Island Restoration.
The repair time depends on the extent of the damage, and each situation often results in a different outcome. Damage may sometimes appear later in the repair process despite not being apparent in the beginning.
Besides helping save on your energy bills, adequate insulation in your attic will assist in evening out the air temperatures along your roofline, helping to prevent ice dam formation.
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