One of the most dangerous and expensive insurance claims out there, a fire damage insurance claim is extremely difficult to deal with on your own. It’s important to hire a public adjuster to ensure that your insurance company pays you enough money to secure your property after the fire, repair or replace your damaged or destroyed personal belongings, somewhere for you to stay if you experience loss of use of your property, and any other additional living expenses.

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A home fire raises a number of worrisome questions; Where will we sleep? What will my insurance cover? Will our brand new leather couch be okay? All of these questions can be answered by our experienced Rhode Island fire damage public adjusters.

Typically, your insurer is going to try and pay you the least amount of money possible, you’ll feel secure knowing that your expenses will be covered and you’ll have someone on your side.

We’re always on call 24 hours a day to take care of any property owner in the New England area. We make sure that when disaster strikes, our clients’ needs are taken care of as quickly as possible so they can get their lives back in order. If you want help making your insurance claim easier (and more profitable) contact our public adjusters for fire damage claims now at 401-724-9111!

Need Fire Damage Restoration Services in Rhode Island?

The safety of you and your family is our #1 priority, especially in the case of a house fire. Although we are a public adjusting company for fire damage claims, we partner with Rhode Island Restoration, a local fire damage restoration company, allowing us to deploy a team of restoration specialists 24/7 to ensure that your property does not endure any more damages. Their certified technicians do a great job dealing with any damage caused by smoke or fire to your home or business. They’ll be able to deal with any fire emergency from preventing structural damage, cleaning up any affected areas, smoke odors & odor removal, cleaning air vents, removing excess water after the fire department has put out the fire, and making sure to board up any entrances/exits of your home or business.

Next, we’ll deal with every aspect of the post-fire restoration process; from dealing with your insurance to temporary housing/relocation to the reconstruction process for your property.

Most importantly, our fire damage claims adjusters handle the entire insurance claims process for you. All financial, legal and logistical processes are managed by our team of trained experts that look to get you the highest possible settlement from your insurance provider.

The Performance Adjusting team will use its proven techniques and technology to provide a detailed estimate of the damages, including smoke damage, and potentially water damage, then communicate these damages to your insurance provider. Once we’ve earned you the settlement that you deserve, we’ll take our 10% adjusters fee. 

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our public adjusting process

insurance policy review

First, our team performs a thorough analysis of your insurance policy to determine how we can help you financially recover as quickly (and economically) as possible.

temporary relocation

If you need a place to stay, we will find one. In the event that your home is deemed “unsafe to inhabit”, we’ll connect you with a cozy temporary home.

on-site analysis

Using our advanced technology and techniques, we visit the site to prepare a detailed estimate of the reparation costs and physical losses.

photo inventory

While on site, we document everything to prove to the insurance companies that our estimates are fair and accurate.

legal communications

Our fire damage claims adjusters handle all of the communication with the insurance company. Seriously. You won’t get a phone call, text, or email (Unless we need to reach you).

we keep fighting

Insurance companies can be pesky, but we won’t back down. We will fight for every aspect of your claim, including dwelling (the physical structure of your home), other structures on your property (fences, sheds, garages), damaged contents, and loss of use (additional living expenses, business interruption, etc.)

You can reach us any day, any time. Request a FREE consultation,

and you’re just a quick response away from a complete assessment of your damages and how we can help you.


That’s a great question. We are a team of specialists who deal with insurance claim policies related to property damage. When your Rhode Island home, business, or other property is impacted by fires, water damage, or other forms of damage, we come in and take the stress of a claim off of your hands to ensure that you get the most money possible.

We’ll help you with emergency restoration and cleaning to a free inspection to determine how we can assist you with your claim, it’s critical that you use a fire damage public adjuster to help you with your residential or commercial claim. Many people don’t understand how much they are eligible for in damages and end up losing hundreds to thousands of dollars.

We offer free in-home consultations to assess the damages, then handle the entire communications process to take the stress off of your shoulders. Once the claim is approved, we receive a small share of the settlement, and you get your home & life back.

Frequently Asked Questions

Fire claims are the most difficult to handle, especially on your own. By hiring a public adjuster for fire damage claims, we can take care of every little detail for you so that you can sit back and relax. We'll make sure you get every penny you need to restore your home after the fire and ensure the safety of you and your family or employees.

Electrical fires are the leading cause of most house fires. Many old homes and buildings contain knob and tube wiring that are not up to date with today’s building codes. This wiring can often cause fires if it malfunctions. Although this is true, even modern-day wiring can spark at any time, which is why it is critical to make sure you have the correct insurance policy to cover a fire peril. Candles and smoking material are also common causes of fire damage claims. Explosions also happen. Faulty gas tanks or collisions can cause instant combustion amongst other things.
An assessment by a professional is instrumental in deciding what can be kept and what should be disposed of. Call Performance Adjusting any time for a free consultation.

This all depends on the severity of the fire. Each fire loss yields a different outcome. Damages may appear later during the reconstruction process that were not initially visible. Therefore, it is critical to retain a public adjuster. As a public adjusting company for fire damage, we will fight for you within your two-year statute of limitations. We are here to fight for you whether it be the inception of the claim, or one year down the road when supplemental funds are needed.

It is dangerous to live in a house after the fire, regardless of how small or big it was. The main cause for concern after fires are smoke particles that can easily spread from one room into other parts of the house, and last long even when there are no more flames.

Removing the debris, standing water, and resolving any potential water damage that may have occurred during a fire will be one of the first things to do. Cleaning out smoke particles from your home's vents is another step in making sure there are no lingering toxic fumes for you or your family as well. Replacing damaged belongings with new ones can help return some happiness back into your life after such an unfortunate event has happened at least once before cleaning up smells left behind by soot accumulation due to all this chaos!

Ready to Get More Money for Your Fire Damage Claim?