Fighting Fire with Fire

Property fires are destructive and traumatic events that you, as a homeowner, don’t want to deal with. We take the stress out of the fire damage claim insurance process so that you can get back to your daily life.

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your property has been affected by a house fire. What now?

A house fire raises a number of worrisome questions; Where will we sleep? What will the insurance company cover? Will our brand new leather couch be okay? All of these questions can be answered by our experienced call center.

The safety of you and your family is our #1 priority, especially in the case of a house fire. Although we are a public adjusting company, we partner with Rhode Island Restoration, a local disaster restoration company, allowing us to deploy a team of restoration specialists 24/7 to ensure that your property does not endure any more damages. Next, we’ll deal with every aspect of the post-fire process; from temporary housing relocation to the reconstruction of your home.

Most importantly, we handle the entire insurance claims process for you. All financial, legal, and logistical processes are managed by Our Team of trained experts that look to get you the highest possible settlement from your insurance provider. The Performance Adjusting team will use it’s proven techniques and technology to provide a detailed estimate of the damages, then communicate these damages to your insurance provider. Once we’ve earned you the settlement that you deserve, we take our 10% adjusters fee. 

Since we only win when you win, rest assured that we’ll be on top of our game.

The PERFORMANCE ADJUSTING Process

  • 1.) Insurance Policy Review
    First, our team performs a thorough analysis of your insurance policy to determine how we can help you financially recover as quickly (and economically) as possible.
  • 2.) Temporary Relocation
    If you need a place to stay, we will find one. In the event that your home is deemed “unsafe to inhabit”, we’ll connect you with a cozy temporary home.
  • 3.) On-Site Analysis
    Using our advanced technology and techniques, we visit the site to prepare a detailed estimate of the reparation costs and physical losses.
  • 4.) Photo Inventory
    While on site, we document everything to prove to the insurance companies that our estimates are fair and accurate.
  • 5.) Legal Communications
    We handle all of the communication with the insurance company. Seriously. You won’t get a phone call, text, or email (Unless we need to reach you).
  • 6.) We Keep Fighting.
    Insurance companies can be pesky, but we won’t back down. We will fight for every aspect of your claim, including dwelling (the physical structure of your home), other structures on your property (fences, sheds, garages), damaged contents, and loss of use (additional living expenses, business interruption, etc.)

You can reach us any day, any time. Request a FREE consultation, and we’ll get right back.

What’s a Public Adjuster, and why do I need one?

That’s a great question. We are a team of specialists who deal with insurance claim policies related to property damage. When your home, business, or other property is impacted by fire, water, or other forms of damage, we come in and take the claims process off of your hands to ensure that you get the most money possible. Many people don’t understand how much they are eligible for in damages, and end up losing hundreds to thousands of dollars in the process. We offer free in-home consultations to assess the damages, then handle the entire communications process to take the stress off of your shoulders. Once the claim is approved, we receive a small share of the settlement, and you get your home & life back.

FAQ
Fire creates intense heat that causes damage to exposed materials. Even strong building materials such as steel and concrete can be compromised from intense heat.
Electrical fires are the leading cause of most house fires. Many old homes and buildings contain knob and tube wiring that are not up to date with today’s building codes. This wiring can often cause fires if it malfunctions. Although this is true, even modern-day wiring can spark at any time, which is why it is critical to make sure you have the correct insurance policy to cover a fire peril. Candles and smoking material are also common causes of fire damage claims. Explosions also happen. Faulty gas tanks or collisions can cause instant combustion amongst other things.
An assessment by a professional is instrumental in deciding what can be kept and what should be disposed of. Call Performance Adjusting any time for a free consultation.
This all depends on the severity of the fire. Each fire loss yields a different outcome. Damages may appear later during the reconstruction process that were not initially visible. Therefore, it is critical to retain a public adjuster. Performance Adjusting will fight for you within your two-year statute of limitations. We are here to fight for you whether it be the inception of the claim, or one year down the road when supplemental funds are needed.
As you continue to complete repairs, keep invoices, receipts, and checks. Some insurance companies require photos of the completed work. Our advice to all insureds is that from day one of your fire damage claim, keep records of everything. With proper record keeping, Performance Adjusting can assist you in recovering your depreciation.
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