Rhode Island’s Most Trusted Public AdjusterS

WEATHERING THE STORM

Rain, wind, hail, and snow can all cause serious damage to the exterior of your home, and this threat is further amplified as hurricane season approaches. In fact, the severe nature of hurricane & storm damage has led insurance carriers to take exacting measures regarding their coverage and policies. This makes it essential for you to contact a professional public adjuster to navigate and understand these complicated intricacies designed to withhold coverage.

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identifying and claiming storm damage

Storm damage claims are different than other types of insurance damage claims because they need to be related to the specific date and storm that caused the property damage. Our Rhode Island-based public adjusters know how to deal with storm related claims, and will always help the homeowner receive their rightful restitution.

If your home or business has been hit by a severe storm, look for signs such as dents in your siding or broken shingles that may have been caused by hail, or peeled siding caused by strong hurricane winds, or even water damage to your basement. If you notice any of these signs, contact Performance Adjusting as soon as possible to speak with a claims adjuster. The sooner we know of your damage, the sooner we can earn compensation for any repairs that need to be made.

When your home is damaged by a storm of any severity, time is of the essence, and you don’t have much time to waste. Even minor damages can evolve into more serious down the line, demanding more in repair expenses and jeopardizing your chances of receiving money from your insurance company. By ignoring the damage altogether, you are much more likely be denied by your insurance company.

Safety First

The safety of you and your family is our #1 priority, especially when in cases of more severe, structurally compromising damage. Although we are a public adjusting company, we partner with Rhode Island Restoration, a local disaster restoration company, allowing us to deploy a team of restoration specialists to ensure that your property does not endure any more damages. Then, we will deal with every aspect of the post-disaster process; from temporary housing relocation to the reconstruction of your home.

Most importantly, we handle the entire insurance claims process for you. All financial, legal, and logistical processes are managed by Our Team of trained experts that look to get you the highest possible settlement from your insurance provider. The Performance Adjusting team will use their proven techniques and technology to provide a detailed estimate of the damages, then communicate these damages to your insurance provider. Once we have earned you the settlement that you deserve, we take our 10% adjusters fee. 

Since we only win when you win, rest assured that we will be on top of our game.

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our public adjusting process

insurance policy review

First, our team performs a thorough analysis of your insurance policy to determine how we can help you financially recover as quickly (and economically) as possible.

temporary relocation

If you need a place to stay, we will find one. In the event that your home is deemed “unsafe to inhabit”, we’ll connect you with a cozy temporary home.

on-site analysis

Using our advanced technology and techniques, we visit the site to prepare a detailed estimate of the reparation costs and physical losses.

photo inventory

While on site, we document everything to prove to the insurance companies that our estimates are fair and accurate.

legal communications

We handle all of the communication with the insurance company. Seriously. You won’t get a phone call, text, or email (Unless we need to reach you).

we keep fighting

Insurance companies can be pesky, but we won’t back down. We will fight for every aspect of your claim, including dwelling (the physical structure of your home), other structures on your property (fences, sheds, garages), damaged contents, and loss of use (additional living expenses, business interruption, etc.)

You can reach us any day, any time. Request a FREE consultation,

and we will get right back to you.

What’s a Public Adjuster, and why do I need one?

That’s a great question. We are a team of specialists who deal with insurance claim policies related to property damage. When your home, business, or other property is impacted by fire, water, or other forms of damage, we come in and take the claims process off of your hands to ensure that you get the most money possible. Many people don’t understand how much they are eligible for in damages, and end up losing hundreds to thousands of dollars in the process. We offer free in-home consultations to assess the damages, then handle the entire communications process to take the stress off of your shoulders. Once the claim is approved, we receive a small share of the settlement, and you get your home & life back.

Frequently Asked Questions

Dented walls, broken windows, missing shingles, water damage and peeling paint are all signs of storm damage. This list is incomplete, as there are so many different forms of storm damage. 

First, it is important to address and repair the damage in a timely manner because of the unpredictable nature of weather, you never know when your exposed property will be hit again. Second, insurance companies have rather stringent storm damage policies that involve shorter terms of limitations, forcing you to make your storm-specific claim much faster. 

This all depends on the severity of the storm damage. Each occurance yields a different outcome. Damages may appear later during the reconstruction process that were not initially visible. Therefore, it is critical to retain a public adjuster. Performance Adjusting will fight for you within your two-year statute of limitations. We are here to fight for you whether it be the inception of the claim, or one year down the road when supplemental funds are needed.

As you continue to complete repairs, keep invoices, receipts, and checks. Some insurance companies require photos of the completed work. Our advice to all insureds is that from day one of your water damage claim, keep records of everything. With proper record keeping, Performance Adjusting can assist you in recovering your depreciation.

Ready to Get More Money for Your Storm Damage Claim?