Rhode Island’s Most Trusted Public AdjusterS

DEALING with mold

After unfortunate water damage, your property may be susceptible to the dangerous, disgusting, fast-growing fungus. It poses adverse health risks and won’t stop growing until it’s exterminated. At Performance Adjusting, our experts can remediate your moldy issues to ensure that your property is safe, healthy, and most importantly, your claim is covered by your insurance provider.

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You've just discovered mold, what's next?

How fast will the mold spread? Is it safe to remain in your home or place of business? Will my insurance provider cover the relocation or extermination costs? All of these questions can be answered by our experienced public adjusters. Mold is often found where water damage has occurred, due to the excess moisture. It commonly pops up in basements, crawlspaces, attics, and other confined areas conducive to growth. Despite its distinct smell, mold often goes undetected and untreated, allowing it to rapidly spread throughout your commercial or residential property. At Performance Adjusting, your family’s safety is our #1 priority, and since mold can grow and spread in as little as 24 hours, we have the capability to send out emergency restoration services at any time, thanks to our partnership with RI Restoration. Once they have swiftly assessed and mitigated the damages, we deal with every aspect of the post-damage process. If your home is deemed unsafe during the restoration process, we will even assist with temporary relocation. Next, we will handle the entire insurance claims process for you. All financial, legal, and logistical processes are managed by our team of trained experts that look to get you the highest possible settlement from your insurance provider. The Performance Adjusting team will use their proven techniques and advanced technology to provide a detailed estimate of the damages, and then communicate these damages to your insurance provider. Once we have earned you the settlement that you deserve, we take our 10% adjusters fee.
Since we only win when you win, rest assured that we will be on top of our game.

Client Testimonials

our public adjusting process

insurance policy review

First, our team performs a thorough analysis of your insurance policy to determine how we can help you financially recover as quickly (and economically) as possible.

temporary relocation

If you need a place to stay, we will find one. In the event that your home is deemed “unsafe to inhabit”, we’ll connect you with a cozy temporary home.

on-site analysis

Using our advanced technology and techniques, we visit the site to prepare a detailed estimate of the reparation costs and physical losses.

photo inventory

While on site, we document everything to prove to the insurance companies that our estimates are fair and accurate.

legal communications

We handle all of the communication with the insurance company. Seriously. You won’t get a phone call, text, or email (Unless we need to reach you).

we keep fighting

Insurance companies can be pesky, but we won’t back down. We will fight for every aspect of your claim, including dwelling (the physical structure of your home), other structures on your property (fences, sheds, garages), damaged contents, and loss of use (additional living expenses, business interruption, etc.)

You can reach us any day, any time. Request a FREE consultation,

and we will get right back to you.

What’s a Public Adjuster, and why do I need one?

That’s a great question. We are a team of specialists who deal with insurance claim policies related to property damage. When your home, business, or other property is impacted by fire, water, or other forms of damage, we come in and take the claims process off of your hands to ensure that you get the most money possible. Many people don’t understand how much they are eligible for in damages, and end up losing hundreds to thousands of dollars in the process. We offer free in-home consultations to assess the damages, then handle the entire communications process to take the stress off of your shoulders. Once the claim is approved, we receive a small share of the settlement, and you get your home & life back.

Frequently Asked Questions

Mold can pose a variety of health risks, from more minor symptoms such as rashes, sore throats, coughing, or eye irritation, to more severe cases.

In most cases, yes, and that is exactly what we are hired to do. We will work to generate a compelling claim and convince the insurance company to cover any mold-related expenses incurred.

Mold reproduces by spores. These spores are carried by air currents and land on suitable surfaces in which they can reproduce. These surfaces are typically moist and in dark places. If the problem is not addressed, spores will continue to travel throughout a property and grow in number.
 
The most common molds that you will find indoors are Aspergillus, Cladosporium, and Penicillium.
 

Mold requires a moist environment to thrive, so check the areas of your home or business that fit that description, such as attics, basements, or ventilation systems. Our restoration partner, however, employs mold identification experts to identify any traces of existing mold, as well as high-risk areas of future growth.

This all depends on the severity of the mold damage. In most cases, you will be able to move back in within a couple of days, but in more extreme cases it could take more time.

Ready to Get More Money for Your Mold Damage Claim?