Dealing with mold

After unfortunate water damage, your property may be susceptible to the dangerous, disgusting, quickly-spreading fungus. It can lead to adverse health effects, and it won’t stop growing until it is exterminated, so it is critical that it is addressed properly and quickly. Performance Adjusting’s team of experts can identify and remediate the moldy issues to ensure that the property is safe, healthy, and covered by the insurance provider

you've just discovered mold, what do you do?

How fast will this mold spread? Is it safe to remain in your house? Will my insurance provider cover the costs? All of these question can be answered when you call our support center. Mold, which is often (but not always) found where water damage once occurred, due to the excess moisture. Most commonly found in basements, crawlspaces, and attics, the spores can lead to respiratory and other severe health problems. Your family’s safety is our #1 priority, and since mold can grow and spread in as little as 24 hours, we have the ability to send out emergency restoration services at any time. Once the damage has been swiftly assessed and mitigated, we deal with every aspect of the post-damage process. If your home is deemed unsafe, we’ll assist with temporary relocation.

Next, we handle the entire insurance claims process for you. All financial, legal, and logistical processes are managed by our team of trained experts that look to get you the highest possible settlement from your insurance provider. The Performance Adjusting team will use it’s proven techniques and technology to provide a detailed estimate of the damages, then communicate these damages to your insurance provider. Once we’ve earned you the settlement that you deserve, we take our 10% adjusters fee.

Since we only win when you win, you know we’ll be on top of our game.

Here’s How We Handle the Process

  • 1.) Insurance Policy Review
    First, our team performs a thorough analysis of your insurance policy to determine how we can help you financially recover as quickly (and economically) as possible.
  • 2.) On-Site Analysis
    Using our advanced technology and techniques, we visit the site to prepare a detailed estimate of the reparation costs and physical losses.
  • 3.)Photographic Inventory
    While on site, we document everything to prove to the insurance companies that our estimates are fair and accurate.
  • 4.) Communication
    We handle all of the communication with the insurance company. Seriously. You won’t get a phone call, text, or email (Unless we need to reach you).
  • 5.) Temporary Housing
    If you need a place to stay, we will find one. In the event that your home is deemed “unsafe to inhabit”, we’ll connect you with a cozy temporary home.
  • 6.) We Keep Fighting.
    Insurance companies can get pesky, but we won’t back down. We will fight for every aspect of your claim, including dwelling (the physical structure of your home), other structures on your property (fences, sheds, garages), damaged contents, and loss of use (additional living expenses, business interruption, etc.)

You can reach us any day, any time. Request a free consultation, and we’ll get right to it.

What’s a Public Adjuster, and why do I need one?

That’s a great question. We are a team of specialists who deal with insurance claim policies related to property damage. When your home, business, or other property is damaged, we come in and take the claims process off of your hands to ensure that you get the most money possible. Many people don’t understand how much they are eligible for in damages, and end up losing hundreds to thousands of dollars in the process. We offer free in-home consultations to assess the damages, then handle the entire communications process to take the stress off of your shoulders. Once the claim is approved, we receive a small share of the settlement, and you get your home back.

FAQ
Mold is typically first identified by a persistent musty smell. You may see black or dark green spots on building materials. Symptoms may also appear such as sneezing, coughing, trouble breathing, eye irritation, or rashes.
Mold will grow in dark places or places with excess moisture. Mold grows best between the temperatures of 77 degrees Fahrenheit and 86 degrees Fahrenheit. Common areas include basements, attics, leaky roofs, leaky windows, and leaky pipes. Mold tends to form on porous materials such as cardboard, ceiling tiles, insulation, wood products, drywall, carpet, wallpaper, upholstery, and fabric.
The most common molds that you will find indoors are Aspergillus, Cladosporium, and Penicillium.
Mold reproduces by spores. These spores are carried by air currents and land on suitable surfaces in which they can reproduce. These surfaces are typically moist and in dark places. If the problem is not addressed, spores will continue to travel throughout a property and grow in number.
How long does it take for mold to grow?
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