What Is A Public Adjuster?
A public adjuster is a licensed insurance professional who exclusively represents the policyholder following major property damage to their home. They work tirelessly to speed up the insurance claims process and get you the most money to repair and rebuild your home while relieving the stress that comes after property damage. Hiring the best public adjuster in RI is the best possible thing you can do following a property damage insurance claim.
1. You Know You’re In Good Hands
You may think you’re in good hands when filing a claim with your insurance company, but using a public adjuster in RI can give you sanctity in knowing that you are using professionals who know exactly what they are doing when it comes to filing, estimating, and negotiating your insurance claim. There are many tactics that the insurance company uses to improperly reimburse their clients for their losses. Using a public adjuster from Performance Adjusting will prevent that from happening.
2. They Don’t Get Paid Until You Get Paid
As public adjusters, we make sure our clients are 100% satisfied and fully compensated for their claim until we receive the final settlement check. Public adjusters and homeowners have a very important commonality: they want the most money for the insurance claim. The harder the public adjuster works to get you the most money, the better off both yourself and the adjuster is.
3. You’re More Likely To Obtain More Money Using A Public Adjuster In RI
Without an experienced public adjuster on your side, you could only be receiving a fraction of what the true value of your damage is. According to the OPPAGA annual report, it is estimated that using a public adjuster can get you, on average, 747% more money for your property damage claim than what you would get without using one! That is quite a few extra zeroes on your settlement check that you will miss if you don’t hire a public adjuster.
4. Public Adjusters Take Care of All The Grunt Work For You
As soon as you make the phone call to open your claim with us, we are there to help you until your home is fully restored to pre-loss conditions. We will immediately get to work on finding the right people to restore your home as well as dealing with your insurance company for you. Our clients can sit back and relax as we handle every aspect of their claim. We know it can be stressful dealing with any sort of property damage, so hiring one of our public adjusters will give you the relief you need in times like this.
5. Public Adjusters Save You Time
Using a public adjuster will save you weeks, months, or even years worth of going back and forth with your insurance company as we have the knowledge and experience dealing with the claim process; something most homeowners do not have. Not only will using a licensed public adjuster in RI save you from spending your own time dealing with a claim, but it will also speed up the time it takes to settle your claim.
6. Public Adjusters Protect You As A Homeowner
Being a homeowner, you are a policyholder, and every policy has rights that must be protected. Having a public adjuster on your side who has the proper knowledge of how insurance policies work can help prevent your rights as a policyholder from being infringed upon.
7. Public Adjusters Have All Of The Connections
When you hire a public adjuster from a well-established firm, like Performance Adjusting, you are in turn connected with a wide variety of trusted trades and businesses that will help with your claim as well as the rebuild of your property. We have topnotch roofers, plumbers, lawyers, insurance agents, electricians, and more that will be able to assist you as you see fit.
8. You Won’t Need To Worry
After a loss, the last things you want to worry about are where you and your family will sleep and how you’ll put food on the table. With a public adjuster representing you, we have temporary homes for you and your family to stay in as well as our staff tracking and submitting your meal expenses as part of ALE, or additional living expenses, to be covered by your insurance company.
9. Public Adjusters Minimize Costs
You may think that hiring a public adjuster means you will have to pay a lot of money for their services. Here at Performance Adjusting, we only charge our clients a contingency fee of 10% of whatever amount the claim settles at. Usually, this means that our clients do not need to pay any money out of pocket to maximize their claim settlement. We don’t get paid until you get paid, so there is no fee for consultations, to start using our services, or any sort of hourly rate.
10. We Handle All Covered Perils
If your policy covers it, we can help you! Our adjusters are experienced with getting our clients a more than adequate settlement for:
- Fire Damage Claims
- Water Damage Claims
- Smoke and Soot Damage Claims
- Mold Damage Claims
- Storm Damage Claims
- Roof Leak Damage Claims
- Vandalism and Theft Damage Claims
- Burst Pipe Damage Claims
- Collision and Vehicle Strike Damage Claims
Why Should I Use Performance Adjusting As My Public Adjusting Company In RI?
Performance Adjusting is the top public adjusting company in RI with a large staff of people helping with every aspect of your claim. With over 15 years of experience as a public adjusting company, we can guarantee excellence in our adjusters and that your property damage insurance claim is in expert hands. Our team will work their hardest to ensure that your claim gets you the most amount possible for your covered insurance peril by using the highest quality technology and techniques. We are here to take care of you, your family, and your home to make sure you get the money you need and deserve.
For a free consultation or any questions regarding public adjusting or how we could help you, feel free to give us a call at 401-724-9111 or click here to fill out our online form. Not only are we licensed in Rhode Island, but we are also licensed in Massachusetts, Connecticut, Florida, North Carolina, South Carolina, and Pennsylvania.