Rain, wind, and snow have been heavy in Rhode Island these past few weeks. When the weather gets bad, property damage starts rolling in. When you need to file an insurance claim for wind damage, roof damage, mold damage, or water damage in RI a public adjuster is the best way to get you the money you deserve to restore your home or business back to pre-loss conditions!
Water damage in RI is one of the most common perils that we work on here at Performance Adjusting. The reason behind this is that many different types of property damage can turn into water damage. Whether you have a roof leak, a pipe burst, or a fire, water is waiting, ready to damage your home or business.
Water Damage in RI
Water damage is very common for most homeowners to experience. Even the smallest amount of water damage can be very expensive as it can affect large areas of a home. There are 3 categories of water; the higher the category of water, the more dangerous and expensive the damage will be.
- Category 1
- Clean Water, easiest to deal with and remediate but could still be expensive if there is a lot of it. It is clean from microbes, diseases, or chemicals.
- Category 2
- Gray Water, this will come from your shower, bath, or kitchen sink. It can hold oil, soap, hair, and skin particles.
- Category 3
- Black Water, the most dangerous and expensive type of water that will ruin just about everything it touches. It is typically from sewage damage and can contain fecal matter, bacterial diseases, and chemicals that are potentially hazardous to your health.
Some types of water damage are dangerous based on what is contained within them, but any kind of water damage in RI that is left untreated or is unproperly remediated can turn into mold which is extremely health threatening.
As mentioned before, mold damage in RI is dangerous. But it can also be very expensive to test for and properly remediate. Mold can affect your eyes, skin, and lungs and is especially dangerous for children, elderly, and people who already have issues with their respiratory system.
Mold forms when water damage is left untreated or when water damage isn’t cleaned up properly. A public adjuster in RI is trained to ensure that any and all water damage is estimated properly which in turn will prevent mold from forming after the fact.
It only takes winds that reach 45 MPH to cause damage to your roof, blow off loose shingles and vinyl siding, and to cause tree branches to fall on your home, according to the National Weather Service. As the wind speed increases, so will the damage to your home.
When a storm is coming to Rhode Island, be sure to prepare for the potential damage to your house. The best way to do so would be to have a local public adjuster on speed dial, they’re the best resource to call once you notice damage to your home or business.
Vandalism Damage in RI
When most homeowners hear the word vandalism, they think of someone dressed in all black throwing rocks at their windows and spray-painting the exterior of their home. Although this does happen and can be covered by your insurance company, there are other ways vandalism can damage your home.
Vandalism and water damage can go hand in hand. Some vandals will cause intentional water damage by leaving your sink or shower on and leaving (like in Home Alone!) or will take a garden hose and bring it into the house. Don’t let the vandals get away with it by settling with what your insurance company will give you, call Performance Adjusting to get compensated properly for the vandalism water damage in RI.
Ice Dam Damage in RI
Ice dams are ridges of ice that form at the edge of a roof and prevent melting snow and water from draining off the roof. As the temperature in Rhode Island drops with snow on your roof, the probability of an ice dam will be high. Ice dams can cause water to seep through cracks on your house which can become water damage and if not treated right away, mold damage.
Sewage Damage in RI
A sewage pipe that bursts in your home is not only a foul peril to be dealing with, but it is also dangerous as what comes rushing into your home is category 3 water. Anything that this sewage touches could be harmful to your health but also must be removed right away as category 3 water is difficult to clean. Water damage is bad, but sewage water is even worse and must be properly taken care of. It’s better to be safe than sorry, a public adjuster will know exactly what needs to be done to restore the property to pre-loss conditions.
Roof damage in Rhode Island has been extremely common in the past few weeks. Missing shingles, blown off shingles, roof leaks, and collapsed roofs can become expensive to fix but can also lead to more damage like water and mold. If you have a missing or blown off shingle in RI, you could qualify for an entire new roof through Performance Adjusting.
Frozen Pipe Damage in RI
Frozen and burst pipes in RI will become more and more prevalent as the temperatures drop for the upcoming winter season. With that being said, a frozen pipe that bursts and results in water damage can cost homeowners upwards of $15,000. To ensure that you are not paying a dime out of your own pocket, be sure to contact Performance Adjusting to handle your frozen pipe claim in RI.
It is obvious to know that fire damage in RI is an expensive insurance claim to deal with. But fire damage will also cause smoke damage. Smoke damage and soot damage can affect an entire home even when the fire is small. On top of that, when the fire department comes to put out the fire, they will leave thousands of dollars’ worth of water damage. As stated earlier, untreated, this can be mold damage as well. When the smallest of fires turn into smoke, soot, water, and potentially mold damage, be sure to have Performance Adjusting on your side.
Whether you already have filed a claim with your insurance company or you’ve recently experienced property damage, it is always a good idea to have the best public adjusting company in RI to make sure you get every dollar you need to restore the damage. It never hurts to get a free consultation to see how much more money you can receive. Give us a call at 401-724-9111 or click here and fill out the form if you have any questions about how we can help you.
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