Every year or month you pay for your homeowners insurance policy. But when the time comes to file a property damage claim, what if insurance doesn’t pay enough money to fix the damages at your home? Thankfully, there’s a way you can know for sure that your getting money from your insurance claim that will cover all of the damages. If you find yourself asking “What if I didn’t get enough money for my insurance claim?” then keep reading!
Know the ins and outs of your insurance policy
When you sign your homeowners policy when you buy a house, do you really read the entire thing? There are some clauses and regulations within the policy that could be affecting your insurance claim money! If your insurance claim check is not enough, take a second (or third, or fourth) look through your insurance policy to see if you can find anything that might help you win your case against your insurance company to get them to give you a higher settlement.
If your insurance claim check is not enough, be persistent
If you think about your insurance adjuster (the adjuster that works for your insurance company), they probably have dozens of other claims to deal with. Your claim won’t be first on their mind when they step into their office. Call, call, email, call! If you are persistent with them, they might just help you out with your settlement in order to get the job over with!
hire a lawyer
If your insruance claim check is not enough because the above reasons fail or you find that this is too much work for you, you can hire a lawyer to help you through your insurance claim just as you would for any other legal matter.
But don’t lawyers cost money? Yes. They will most likely take 33% of your final settlement. But will that leave you with enough money to restore your home back to pre-loss conditions? Probably not!
Thankfully, there's one last answer to the question: what if I didn't get enough money for my insurance claim?
Hire a public adjuster in ri to get more insurance claim money
By hiring the best public adjuster in RI, you just know you’ll be in good hands. Public adjusters work for you, not your insurance company. They fight to get you every penny you need to fix the damages at your home all while taking the stress of dealing with a claim off of your hands. They know what to do when your homeowners insurance company won’t pay enough to fix the damages. They handle every aspect of the claims process, from calling in the claim to handing you your (larger) final settlement check.
If you have already filed a claim you can still hire Rhode Island’s best public adjuster to take over the claims process and fight to get you even more money than you have already received!
What is A Public Adjuster? And How can they help me if I didn't get enough money for my insurance claim?
We are a team of specialists who deal with insurance claim policies related to property damage. When your home, business, or other property is impacted by fire, water, or other forms of damage, we come in and take the claims process off of your hands to ensure that you get the most money possible from your insruance claim. Many people don’t understand how much they are eligible for in damages, and end up losing hundreds to thousands of dollars in the process. We offer free in-home consultations to assess the damages, then handle the entire communications process to take the stress off of your shoulders. Once the claim is approved, we receive a small share of the settlement, and you get your home & life back.