Owning a home is hard enough but when someone causes vandalism damage, it becomes even more of a struggle. From there, you have to deal with filing a police report, hiring a restoration company, then having to deal with your insurance company. Thankfully, hiring a top public adjuster in RI will calm some of the storm. But what kinds of vandalism damage can happen to your property?
Broken Glass and Structure Vandalism Damage
Vandals can sometimes be violent towards your home by breaking windows, shooting at your home, smashing bricks, and knocking down fences. This is a common form of vandalism that RI homeowners and business owners alike may experience, especially with everything that is going on with the riots in our country.
Although you may see graffiti on billboards on the highway or on the streets of downtown Providence, sometimes vandals will see a blank canvas when they look at the siding of your house. Graffiti is very difficult to remove on your own, so it is important to find a good restoration company to remove the damages and ensure that it all gets paid for by your homeowner’s insurance company by using a public adjuster at Performance Adjusting.
Arson (Fire Damage)
This is by far the most traumatic kind of vandalism damage there is. Sometimes arson, also known as fire damage, can take out your entire home. Arson is defined as the willful and malicious burning or charring of property. Whether you were specifically targeted, or this was an act of random arson vandalism, this form of property damage is undoubtedly the most expensive kind of damage to deal with.
After getting your family safely out of your home and calling the police, it is absolutely vital to have a trusted public adjuster on your side. This will not only get you the money to fix the fire, smoke, and water damage potentially in your house but to also find your family a place to stay while the damages are being fixed. Public adjusters will fight on your behalf to ensure a smooth, and stress-free insurance claim process.
Tenant Vandalism Damage
When renting out your property, you could be susceptible to tenant vandalism. You may see:
Depending on your insurance policy (standard homeowner’s insurance or specific landlord insurance), you could file an insurance claim to get the tenant vandalism damage paid for. These kinds of claims can be tricky to handle for the average homeowner, but we offer free consultations to assess the damages and look at your insurance policy to see how we can help you.
Overall, vandalism damage can be tricky to deal with, expensive, and feel like an invasion of privacy for you and your family. Whether you have had vandalism to your property in the past or have never experienced it, keep us on speed dial for all your property damage insurance claim needs. We are licensed in Rhode Island, Massachusetts, Connecticut, Pennsylvania, North Carolina, South Carolina, and Florida and would be more than happy to help you and your family get through a difficult time.