Residential vs. Commercial Insurance Claims: What You Need To Know

When submitting an insurance claim, the process might differ depending on the type of insurance you hold. Because residential and commercial insurance policies cover different factors and include varying information, your claim submittal process will change to reflect the type of property and insurance policy you have. Knowing what makes commercial and residential insurance plans […]

Homeowners Insurance: Does it Cover Renovations to Your Home?

home renovations and a man holding a model house in rhode island

After disaster strikes your home and you are going through insurance to fix the damages, how do you know it will be covered fully? With a big renovation project such as this, you want to be certain that your homeowner’s insurance will cover the renovations. So, does your homeowner’s insurance cover renovation projects? It depends on […]

Will Insurance Pay For Fire Damage From Fireworks?

Home on fire in rhode island because of fireworks

No matter the time of year you are shooting off some fireworks, it’s always important to follow some set of safety protocols set forth by yourself. Unfortunately, accidents can happen and in the case of fireworks, fire damage may be inevitable. So, when fireworks cause fire damage, will your insurance company be able to pay to fully […]