When to File A Storm Damage Insurance Claim in RI
This past week’s storm on the east coast caused millions of dollars worth of property damage to homeowners and business owners alike. Were you affected? If so, it may be time to file a storm damage insurance claim in RI. Here are some instances where you might need to file a claim:
A Tree Fell On Your House
A lot of homeowners in Rhode Island have unfortunately experienced a tree falling on their home causing thousands of dollars worth of damage. If that is the case, then you absolutely need to file a claim. Depending on the severity of the damage caused by the tree, you may have an area of your home exposed to the elements. With this, futher damages can occur like water damage, mold damage, and vandalism.
You Are Missing Shingles On Your Roof
Missing shingles are common among the damages caused by storms due to the speed of the wind being able to break them or rip them off completely. This can expose your roof to more damage because water can seep into the cracks where the shingles are broken or missing and leave you with not just a storm damage issue but also a roof leak issue, water damage issue, and/or a mold damage issue.
If you notice any damaged or missing shingles to your roof, you could qualify for a new roof from your insurance company due to Rhode Island’s matching law (RI Regulation 73). Your first move after noticing damage to your roof would be to call a professional restoration company in Rhode Island, like Rhode Island Restoration, to come out and patch your roof to prevent further damages.
You Have Missing Siding
If the vinyl siding on your home has been broken or is missing, this can leave room for water damage to occur. With the vinyl siding being on the exterior of your home and so close to the ground, you could potentially risk damages from water to the foundation of your home. This is extremely expensive to fix and you would not want to pay for these damages out of pocket. Filing a storm damage insurance claim in RI will prevent you from paying for these damages, especially if you hire a public adjuster to help negotiate your settlement.
Water Is Coming Through Your Ceiling
When water damage becomes an issue during or after storm damage in RI, you may want to file an insurance claim because water damage could easily damage your contents (personal property) inside your home, it can turn into mold, and it could mess with your electrical system which could cause a fire. If any of these happen, you may be entitled to money from your claim to cover cleaning or replacing your contents, temporary relocation if your home is deemed unsafe to live in, and other additional living expenses.
You Want To Get Reimbursed For the Storm Damage
If you do not file a storm damage insurance claim in RI, then you will have to pay for all of your damages out of pocket which a lot of people, especially right now, cannot afford. Filing a claim for the storm damage with Rhode Island’s top public adjuster will get you the money you need to restore your home or business back to pre-loss conditions.
How to File A Storm Damage Insurance Claim in RI
The best way to begin the claims process for storm damage in Rhode Island is to call Performance Adjusting. We will come out to your property to assess the damages and begin writing our estimate of the damages. Consultations are always free and no obligation. We will get you every dime you need to restore your home or business and take care of the entire claims process so that you can resume your daily life. Call us at 401-724-9111 or fill out this contact form to get started.
