Has your home or business been vandalized? No fear! With a public adjuster, we can get you the money you need to get your property and all of its contents of your Rhode Island home back to normal. It can be extremely stressful and scary to come home to see that your house has been broken into or to experience a robbery at your business. With this helpful information, you will know exactly what to do if that situation ever happens to you. Vandalism or robbery can take place in a matter of minutes. The criminal enters your home and takes whatever they can, without any consideration to you or your belongings. Items may be destroyed as they tear your home apart. What exactly can you do in a situation like this? Vandalism in RI is fully taken care of when you hire an experienced public adjuster.
First Steps To Addressing Home Vandalism in RI
The very first thing you must do if you notice your home has been vandalized or robbed is do not enter and call the police. You may not know if the culprit could still be inside your home. If the culprit is there, do not engage. Focus on specific details of them as that can help the police find them. Once the police have arrived and begun filling out your report, give us a call so we can get someone over there to start helping you with your insurance claim. It is a good time to take pictures of any damage and try to recollect any missing items. Keep in mind, this is a crime scene so it is strongly advised to not touch anything as it may be needed for evidence or identification of the suspect.
Tenant Vandalism
Has the tenant you’ve been leasing your property to been disrespectful of it? Tenant vandalism is a common occurring incident and can be covered by your insurance. This could mean your tenant has destroyed certain aspects of your property such as the walls or flooring; this could include water damage, soot damage, fire damage, and mold damage. The tenant is responsible for covering all damages but your insurance can still keep you covered.
Your Inventory
We will personally work with you to help you ensure the goods in your home are back to you with minimal cost. We will go through your entire home with you, cataloging all lost and damaged items and taking pictures for proof. If any damage has occurred, we will dispatch Rhode Island Restoration, the top disaster restoration company in RI, and make sure no further damage will occur. This means any broken windows or doors will get boarded up to prevent external elements. When you file a claim to your insurance company, they will have an insurance adjuster come in to evaluate your damage and losses. This is where we step in and will negotiate with your insurance company’s adjuster to make sure you get the most out of your unfortunate situation. With a public adjuster on your side, you know you’re in good hands.
What’s Next After Vandalism RI?
Vandalism is listed as “named peril” on your insurance policy and it will be covered as long as the sum of the damages is greater than your deductible. We will personally help you restore your Rhode Island home and get you and your belongings back into it. It can be very stressful having to deal with a situation like this, but with a public adjuster from Performance Adjusting on your side, you can seek comfort in knowing that you have trained professionals there to help you. Give us a call or click here for a free consultation!
